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The Insync team pride themselves on their detailed understanding of the beauty industry. From day one you will be allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.
What’s more, as beauty industry experts our team has an in-depth knowledge of individual treatments – we speak your language!
Using our panel of insurers we will compare beauty insurance quotes, helping you find the right cover at the right price.
Insync beauty insurance policies are individually underwritten based on the specific treatments carried out. We can provide cover for a wide range of treatments including cosmetic work such as Botox, Acid or Chemical Peels. Cover can be arranged for most treatments including:
Specialist cover for self-employed and freelance beauticians
Public Liability Insurance from £1m to £5m
Treatment Risk included as standard
Wide range of treatments (see policy for full details)
Beauty equipment, stock and specialist machinery
Money and legal expenses options
We compare prices and cover from our panel of leading beauty salon insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from hair and beauty specialists
24 Hour Claims Helpline
Personal – Digital servicing AND your own dedicated insurance professional
At Insync, our beauty insurance packages utilise a simple menu driven approach allowing you to select the specific sections of cover applicable to your business. Every beauty business will have a core requirement for treatment risk and unlike some of our competitor’s, we will never offer cover without this vital component. What is critical is that the policy all protects the array of different treatments you provide.
Public liability insurance for a beauty salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client trips on a loose carpet tile and damages their knee ligaments.
If you employ any staff you are legally required to purchase employers liability insurance, this covers compensation claims by current or former employees as a result of injuries sustained through their employment. If you own the property where your business is based, we would look to protect your building against fire, flood, theft and other perils. If you lease or rent the property, then you should ensure that cover is arrange in respect of any tenants improvements you have made to the salon.
Beauty equipment, contents (such as beds or tables), stock and aftercare products can also be covered, along with money, signage and your salon glass front. We can also add business interruption, which covers fixed costs and loss of profits following a claim.
Products liability insurance is included within our policy, this is particularly useful if you sell beauty products or aftercare.
Should someone suffer injury as a result of using the product they may seek financial compensation for you, which is where products liability will protect your business.