AESTHETIC INSURANCE FOR NON-MEDICS

Tailored Insurance Protection for Aesthetic Practitioners and Clinics

SPECIALIST AESTHETIC & COSMETIC COVER

Insync provides specialist insurance schemes for all types of aesthetic and cosmetic treatments.  Whether you are a self-employed Aesthetics Practitioner or operate a salon or clinic, our team of dedicated advisors will help you find the right cover at the right price! 

Working with leading industry specialists, accreditation and training providers, we are constantly reviewing and updating our exclusive schemes to ensure they remain relevant, adapting to modern beauty and aesthetic industry practices and new treatments.  We pride ourselves in our agile approach which allows many new and existing aesthetic businesses to obtain the right level of insurance protection 

What Treatments Do We Cover?

Quotations for all types of cosmetic and aesthetic treatments including more extensive treatments. This includes:

  • Plasma Skin Tightening treatments
  • Plasma Pen – Non-Invasive treatments
  • Chemical Peels
  • Laser/IPL
  • Laser Lipolysis
  • Mesotherapy Skin Rejuvenation
  • Cellulite Reduction
  • Weight Loss Lipolysis
  • Teeth Whitening
  • Sclerotherapy
  • Semi-permanent make-up
  • Microblading
  • Tattoo and permanent make-up
  • Fibroblast
  • Micro-needling
  • Derma-rollers
  • Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts
  • Ultrasonic (lipo) cavitation
  • Ultherapy
  • High intensity focused ultrasound (HIFU)
  • Photon Light Therapy and LED Facials
  • Dermaplaning
  • Meta Therapy
  • All traditional and standard beauty treatments (List available on request)
  • And many more…

Need specialist 
Aesthetic Insurance advice?

Speak to one of our aesthetic & cosmetic insurance experts at a time that suits you...

or call us directly on

0330 124 0730

AESTHETIC INSURANCE

  • Self-employed beauty and/or Aesthetic Practitioners

  • Aesthetic and Cosmetic Clinics

  • Beauty and Aesthetic Salons

  • Aesthetic Training Professionals, Academies and Schools

  • Choice of A-Rated insurers fully underwritten at Lloyd’s of London

  • Medical Professional Indemnity from £500k to £10m+

  • Public Liability from £1m to £10m+

  • Employers Liability

  • Business Equipment and/or Contents

  • Policies include Breach of Professional Confidentiality

  • Libel & Slander and Inquest Hearing Costs cover

  • Regulatory Body Hearings cover

  • Legal Protection and Excess Insurance options

  • Indemnity to Principle extension available

Why Insync For Aesthetic Insurance

  • Experienced Beauty and Aesthetic Insurance Team

  • Dedicated Account manager who understands your risk

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Aesthetic Insurance specialists

  • Claims and Risk Management support

  • FREE Access to Insync Benefits and Perks – Average Savings >£500 per year 

  • Personal – Perfect blend of Digital servicing and Expert support

TAILORED COVER FOR YOUR AESTHETIC & COSMETIC BUSINESS

Insync Aesthetic Insurance can be tailored to include:

Professional and Medical Indemnity (Professional Medical Liability) – covering your legal liability against claims following financial loss, injury or illness from treatments carried out, or advice provided by you or your employees (for example, some suffers a serious infection following treatment) 

Public Liability – covers your legal liability for injury or illness to members of the public (including client’s) as a result of the actions of you or your employees (for example, someone trips over a cable and breaks their leg) 

Employers Liability – covering your legal liability should you employ any full or part-time staff should their suffer injury, illness or disease resulting from their employment (for example, an employee suffers an electric shock from a faulty cable on a laser machine) 

Equipment & Contents – All risks cover for business machines and equipment (including fire, theft and accidental damage) 

Training Schools & Practitioners  Professional Indemnity & Medical Indemnity for training providers across all cosmetic and aesthetic treatments  

FAQ'S

What is Aesthetic Insurance?

At the core of any aesthetic insurance policy is medical professional liability protection.  As a trained aesthetic practitioner, you owe a heightened duty of care to your clients.  Should someone suffer injury, illness and/or financial loss as a result of a treatment and/or advice you have providedyou could be held legally liable. Aesthetics insurance will offer protection for compensation claims and defence costs associated with claims (or allegations) in relation to your professional negligence.

How much is Aesthetic Insurance?

Premiums will vary depending on your qualifications, experience and the treatments you are carrying out. We can also offer a range of indemnity limits and you can select the most appropriate for your business.  

Can you cover non-medics?

We offer cover for medics and non-medics carrying out all forms of cosmetic aesthetic treatments including Botox and Dermal Fillers.

What training & qualifications do I need to obtain Aesthetics Insurance?

Beauty industry experience, as well as the level of training aligned to the treatments you are carrying out, will be assessed with your insurance application.  Generally, an NVQ Level 3 Beauty Qualification is the minimum benchmark in addition to appropriate training, but please contact us to discuss your specific requirements, we are happy to guide you before you book a course.

What does “Claims Made” cover mean?

Cover under the Medical Professional Liability section of the policy is provided on a “Claims Made Basis”, this means that the policy covers claims made against you during the policy period.  You need to have cover in place at the time of the negligence (i.e. when you do the treatment) AND, also at the time a claim is notified to you.

LATEST FROM OUR BEAUTY EXPERTS

Insync Insurance Solutions Ltd 9 Albany Park, Cabot Lane Poole, Dorset BH17 7BX

t. 0330 124 0730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Terms Of Business