Insync provides specialist insurance schemes for all types of aesthetic and cosmetic treatments. Whether you are a self-employed Aesthetics Practitioner or operate a salon or clinic, our team of dedicated advisors will help you find the right cover at the right price!
Working with leading industry specialists, accreditation and training providers, we are constantly reviewing and updating our exclusive schemes to ensure they remain relevant, adapting to modern beauty and aesthetic industry practices and new treatments. We pride ourselves in our agile approach which allows many new and existing aesthetic businesses to obtain the right level of insurance protection.
Quotations for all types of cosmetic and aesthetic treatments including more extensive treatments. This includes:
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Self-employed beauty and/or Aesthetic Practitioners
Aesthetic and Cosmetic Clinics
Beauty and Aesthetic Salons
Aesthetic Training Professionals, Academies and Schools
Choice of A-Rated insurers fully underwritten at Lloyd’s of London
Medical Professional Indemnity from £500k to £10m+
Public Liability from £1m to £10m+
Business Equipment and/or Contents
Policies include Breach of Professional Confidentiality
Libel & Slander and Inquest Hearing Costs cover
Regulatory Body Hearings cover
Legal Protection and Excess Insurance options
Indemnity to Principle extension available
Experienced Beauty and Aesthetic Insurance Team
Dedicated Account manager who understands your risk
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Aesthetic Insurance specialists
Claims and Risk Management support
FREE Access to Insync Benefits and Perks – Average Savings >£500 per year
Personal – Perfect blend of Digital servicing and Expert support
Insync Aesthetic Insurance can be tailored to include:
Professional and Medical Indemnity (Professional Medical Liability) – covering your legal liability against claims following a financial loss, injury or illness from treatments carried out, or advice provided by you or your employees (for example, some suffers a serious infection following treatment).
Public Liability – covers your legal liability for injury or illness to members of the public (including client’s) as a result of the actions of you or your employees (for example, someone trips over a cable and breaks their leg)
Employers Liability – covering your legal liability should you employ any full or part-time staff should their suffer injury, illness or disease resulting from their employment (for example, an employee suffers an electric shock from a faulty cable on a laser machine)
Equipment & Contents – All risks cover for business machines and equipment (including fire, theft and accidental damage)
Training Schools & Practitioners – Professional Indemnity & Medical Indemnity for training providers across all cosmetic and aesthetic treatments
At the core of any aesthetic insurance policy is medical professional liability protection. As a trained aesthetic practitioner, you owe a heightened duty of care to your clients. Should someone suffer injury, illness and/or financial loss as a result of a treatment and/or advice you have provided, you could be held legally liable. Aesthetics insurance will offer protection for compensation claims and defence costs associated with claims (or allegations) in relation to your professional negligence.
Premiums will vary depending on your qualifications, experience and the treatments you are carrying out. We can also offer a range of indemnity limits and you can select the most appropriate for your business.
We offer cover for medics and non-medics carrying out all forms of cosmetic aesthetic treatments including Botox and Dermal Fillers.
Beauty industry experience, as well as the level of training aligned to the treatments you are carrying out, will be assessed with your insurance application. Generally, an NVQ Level 3 Beauty Qualification is the minimum benchmark in addition to appropriate training, but please contact us to discuss your specific requirements, we are happy to guide you before you book a course.
Cover under the Medical Professional Liability section of the policy is provided on a “Claims Made Basis”, this means that the policy covers claims made against you during the policy period. You need to have cover in place at the time of the negligence (i.e. when you do the treatment) AND, also at the time a claim is notified to you.